![]() ![]() TransUnion's website doesn't specify it, but you may want to include with your letter photocopies of your driver's license and recent utility bills or bank statements in your name. ![]() Send a business letter (via certified mail, if possible) containing your name, address and Social Security number to: How to set up a TransUnion credit freeze by mail Here’s a step-by-step guide for freezing credit with TransUnion. You'll also have to choose a PIN to unfreeze and freeze your credit. All three bureaus allow you to do this online, by mail or by phone. Phone TransUnion Credit Freeze Online You will have to set up an online account first to request your TransUnion credit freeze online. You'll be asked for your name, address, date of birth and Social Security number, and will have to answer identity-verification questions. To set up a TransUnion credit freeze by phone, call 88. Every hard credit check, or hard credit pull, deducts about five points from your total credit score. When you submit an application to a business entity, they will likely run a hard credit check. Payment history counts for 35 of your FICO score. To place a freeze, either use each credit agencys. The most important factor for credit scores is your payment history. How to set up a TransUnion credit freeze by telephone There is no fee for Indiana residents to place, temporarily lift, remove or request a new password or PIN. Once that's done, you'll be asked to create a password for your account and a PIN to freeze and unfreeze your credit. Pros: Secures your credit report to help prevent identity theft and fraud Theres no longer a fee required to freeze or unfreeze your credit You can easily. Submit that information, and TransUnion will then ask you some verification questions, such as where you lived the past and which companies you've had accounts with. Online The fastest way to freeze your TransUnion credit report for free is online. Go to and click "Add a freeze." You'll then need to set up an account: Enter your full name, address, email address, phone number, date of birth and the last four digits of your Social Security number. (Image credit: TransUnion) How to set up a TransUnion credit freeze online ![]()
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